Trader & Other Commercial Insurance

In order to obtain the best possible terms for our clients we will work with you to identify your demands and needs and then find you the most appropriate policy at competitive terms. We always endeavour to ensure the cover offered is suited to your business activities. Insurers may impose certain restrictions and we discuss these in detail before making our recommendations.

We have access to a wide range of quality Insurers and enhanced policy covers. The Insurers considered will vary depending on the type of insurance cover requested. If required, we can ensure that your policies become renewable with a common renewal date so you only have to deal with your insurances once per annum.

We provide a personal service to all our clients. We do not operate telephone response centres. You will have direct access to your account handler and all e-mails, text messages and telephone calls are monitored out of office hours. Customer service is our priority and we also work hard to ensure that claims are settled promptly and fairly.

Broker income disclosure is not currently compulsory for commercial insurance but we are happy to disclose our income to our clients upon request. We are happy to arrange any commercial insurance but some of the more common types are as follows:

Commercial Combined

A Business Combined / Traders Combined policy offers a flexible range of property and liability insurance covers for a wide spectrum of businesses, from manufacturing to service industries.

Office Insurance

Offers cover for businesses based in an office, such as events organisers, graphic designers, estate agents and so on.

Contractors Combined

Cover for sole traders, partnerships and limited companies operating in a wide range of contracting trades.

Retailers

Includes a wide range of insurances for retail business owners, including sports, fashion, homeware or other types of retailer.

Motor Trade

For businesses working from their own premises, a motor trade policy offers the flexibility to select cover options and limits.

Information Communication Technology

This business sector is constantly evolving with new products and developing risks set against a background of increased client expectations, businesses in this sector need reliable insurance protection.

Marine Insurance

We recommend using Marine Underwriters who have a unique team for underwriting, loss control and claims, focused exclusively on the marine industry. Dedicated specialists deliver tailored insurance products to businesses requiring marine insurance.

Motor/Fleet

Fleet insurance cover normally relates to a minimum of 5 vehicles but some Fleet Motor Insurance assumes 12 as the minimum. Oasis will be happy to consider your Motor Fleet requirements but only as a part of a commercial insurance portfolio and not in isolation.

Engineering

Inspection cover to meet statutory requirements can be arranged in isolation although we can also arrange for a policy to include insurance cover as well for sudden and unforeseen damage and also damage to own surrounding property and we will discuss your demands and needs to ensure that the cover offered meets your requirements.

Accident & Health

We offer comprehensive cover for all industries and organisations. We can arrange cover include broader wordings than most insurers.